Service Providers

Please read this important information. It contains legal and regulatory notices relevant to the information contained on this website.

Our bonds are suitable for qualified investors only and specific restrictions apply for certain jurisdictions. We strongly recommend to carefully read the terms and conditions enclosed in our Offering Memorandum.

Investments in debt instruments (to be) issued by Lux Life Securities S.A. or any of its compartments and as such the content of any of our publications is only suitable for prospective investors who have:
- sufficient knowledge and experience to make a meaningful evaluation of the instruments, the merits and risks of investing in the instruments and the information contained or incorporated by reference in the respective Offering Memorandum or any supplement thereto;
- have access to, and knowledge of, appropriate professional resources and/or analytical tools and factual data to evaluate, in the context of its particular financial situation, an investment in the instruments and the impact the instruments will have on its overall investment portfolio;
- have sufficient financial resources and liquidity to bear all of the risks of an investment in the instruments where the currency for principal payments is different from the prospective investor’s currency;
- understand the terms and conditions of the instruments to the full extend and be familiar with the volatility, uncertainties and contingencies of any financial markets; and are able to evaluate (either alone or with the help of a qualified financial adviser) possible scenarios for economic values and risk and other factors that may affect its investment and its ability to bear the applicable risks.

The issuing or transfer of any debt instruments issued by Lux Life Securities S.A. or any of its compartments is only possible when:
- such transaction is executed with or between professional investors within the meaning of Annex II to Directive 2004/39/EC; or
- the denomination of the instruments of such transaction is equal or exceeds EUR 125,000; and
- any issue or transfer shall be made in accordance with the provisions of Luxembourg law.

To the fullest extent allowed by law, Lux Life Securities and its service providers do not accept liability for any loss which may arise from reliance on the information obtained from our websites and any other publications. Lux Life Securities and its service providers BHG do not accept any responsibility whatsoever for any loss occasioned to any person no matter however caused or arising as a result, or in consequence, of action taken or refrained from in reliance on any of the contents of our publications. Detailed specialist advice from a qualified professional should always be obtained before taking or refraining from any action applying the information to particular circumstances.

Access to information related to the financial products and corporate and financial services of Lux Life Securities and its service providers on the websites may be subject to restrictions with regard to certain people or certain countries. None of the information related to financial products and corporate or financial services of Lux Life Securities and its service providers presented here may be provided to a person who makes such a request if the laws of his or her country or any other country concerning him or her forbids it. You are asked to ensure that you are legally authorized to connect to the present the websites from the country in which your internet connection is established.

The information available on our websites does not constitute an offer of, or an invitation to purchase or sell, securities, nor any investment advice or any other recommendation. Any materials are provided for informational purposes only. The public offer and the sale of securities are subject to the national laws of the relevant countries and other legally binding regulations.
The sole binding basis for the purchase of securities from Lux Life Securities or any compartment of Lux Life Securities is the respective then valid private placement offering memorandum with its terms and conditions in connection with the latest business report. These documents are available from Lux Life Securities as well as from all depository and paying agents and administrative agents named in the Offering Memorandum.
All of the information published on this homepage is updated and verified in a timely manner by Lux Life Securities with due care and diligence. Nevertheless, Lux Life Securities assumes no liability for the completeness, accuracy of the information. Lux Life Securities cannot be made liable for imprecise, incomplete data as well as for forgery of data.

Additionally, information provided on this website about securities and financial services has been verified in respect of compatibility with Luxembourg law only. In foreign legal systems the distribution of such information may, in certain circumstances, be subject to legal restrictions. Therefore this information is not addressed to natural or legal persons whose residence or business location is subject to a foreign jurisdiction that places restrictions on the distribution of this type of information. The information displayed on this website is particularly not intended for citizens of the United States of America or persons having their place of residence or permanent residence in the United States of America.

Furthermore, Lux Life Securities and its service providers may not be held liable in any way for any elements outside of their control and any direct or indirect damages that may be incurred by you, to the technical environment notably computers, software, applications, network equipment and any other equipment used to access and store the information, resulting from any access to or use of our websites including inaccessibility, data loss, deterioration, destruction or viruses that may affect your equipment and data or the presence of viruses on its site.

The websites give you the possibility to send e-mails to Lux Life Securities. Such e-mails are sent through the internet, a public network over which Lux Life Securities has no control and as a result, messages may be intercepted, modified or lost. Lux Life Securities draws your attention to the fact that the websites were designed for informational purposes relating to the financial products and corporate and financial services of Lux Life Securities and as a channel to carry out informal communications with Lux Life Securities. The websites are in no way designed to be a tool for communication with Lux Life Securities for the purposes of management or contractual services and/or legal binding offers. Consequently, Lux Life Securities guarantees neither explicitly, nor implicitly that information or requests sent via the websites will be read or acted upon.

Lux Life Securities cannot guarantee an error-free functioning of this website and does not assume any liability for any damages resulting from the entering and using this website. For reasons of service orientation, this website contains links to other websites not under control of Lux Life Securities S.A and therefore assumes no responsibility for the topicality, accuracy and completeness of the contents of the linked websites.
The content and structure of this website are protected by copyright. The copying of any information or data, particularly the use of texts, text extracts or images is only permitted with prior consent from Lux Life Securities. Copyright of all information, text and images featured on the websites is owned by or licensed to Lux Life Securities, registered at the Luxembourg chamber of commerce under n° B 179497. Place of jurisdiction is Luxembourg City.

Data collected from this website can only be the result of voluntarily submitted personal data by the users themselves e.g. by using the contact form, e-mail forms, the online application or accepting "cookies". Any such data will not be passed on to commercial companies or other organizations. Article 26 of the law for personal data protection of 2nd August 2002 provides that the person whose data has been processed has the right to receive the following information about the processing of their personal data:

Responsible entity for the data processing
Lux Life Securities S.A. , L-2633 Luxembourg

Purpose of the processing
Managing contacts and the public, social and business relations for the organization

Recipients to whom the data may be disclosed
Lux Life Securities S.A., L-2633 Luxembourg and the service providers referred to into the Offering Memorandum
Voluntary/obligatory nature of the disclosure of data via this internet offer. All data is disclosed on a voluntary basis from the person concerned.

Right of concerned user to access to his data
The person concerned has the right to receive information about the personal data disclosed via this internet offer to Lux Life Securities.

Right to correct the concerned user's data
The person concerned has the right to demand corrections of the personal data disclosed via this internet offer to Lux Life Securities.

Data storage period
The data is only kept for the time necessary to fulfill the task in connection with the user's enquiry.

Cookies
In some areas of our websites, so-called cookies are used. A cookie is a small text file which is stored on your hard disk by a website. Cookies do not cause damages to your computer and do not contain viruses. The cookies from our internet sites do not collect any personal data. We use the information contained in the cookies in order to facilitate your use of our website and tailor it to your needs. Of course, you can view our website without cookies. If you do not wish cookies to be stored on your computer, you may deactivate the relevant option in the system settings of your browser. Saved cookies may be deleted at any time in the system settings of your browser. However, if you do not accept cookies, this may lead to restrictions in the proper function of our offers.

The official language of the websites is English and usages of the websites is subject to Luxembourg law and comes exclusively under the Luxembourg jurisdiction, unless explicitly stated otherwise. If you have questions or comments regarding the websites or any other publications made available via the websites, please contact the administrator of this website via administrator@luxlifesecurties.com.

This legal information and disclaimer is dated March 2014.